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Borrower Eligibility

Will I be eligible for a Loan?
Why was I disqualified?
Can you make exceptions for unique situations?
Can I use a cosigner?
What if something about my credit or employment changes after I apply for the loan?
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Applying for a Loan

Can I apply for a second loan?
How does applying for a loan affect my credit?
When and how do I receive my loan funds?
What is the range of interest rates offered on loans, and what is the difference between APR and interest rate?
Can I change my loan application after it has been submitted?
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Verification

How do I get my educational transcript?
Can I use my household or spousal income?
What documentation will verify my income?
Can I increase my loan amount after I have accepted my loan terms?
What is considered income?
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Making Loan Payments

How can I delete an old bank account?
Can I split my monthly payment into two or more installments?
Does Pathways Financial Credit Union charge a prepayment fee or penalty on this loan?
What portion of my payment is interest vs. principal?
What happens if I am late on my payment?
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About Upstart

What is Upstart?
How can I contact Pathways Financial Credit Union?
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Popular questions

What is Upstart?
What happens if I am late on my payment?
How can I contact Pathways Financial Credit Union?
Can I split my monthly payment into two or more installments?
What is the difference between a soft and hard credit inquiry?
Does Pathways Financial Credit Union charge a prepayment fee or penalty on this loan?

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All loans are made by
Pathways Financial Credit Union, Member NCUA, Equal Housing Opportunity Lender.
All loans subject to final credit approval.

All loans are made by
Pathways Financial Credit Union, Member FDIC.
All loans subject to final credit approval.

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