• Can I apply for a second loan?

  If you currently have a loan from Pathways Financial Credit Union, in order to be…

• How does applying for a loan affect my credit?

  Checking your rate through this website will not affect your credit score.  If yo…

• When and how do I receive my loan funds?

  If you accept your loan before 5:00pm EST Monday-Friday, you should receive your …

• What is the range of interest rates offered on loans, and what is the difference between APR and interest rate?

  Pathways Powered by Upstart Loans offered on this website are a fixed rate, but i…

• Can I change my loan application after it has been submitted?

  You will not be able to edit your application once it is submitted. Please be sur…

• What can I use the loan proceeds for?

  You can use your loan proceeds for almost anything. The following are some option…

• How much money can I borrow?

  Loans offered through this website are between $6,000 and $50,000. The amount off…

• What agreements do I have to agree to in order to receive a Pathways Powered by Upstart loan?

  In order to receive your Pathways Powered by Upstart loan you must agree to the B…

• How are interest payments calculated?

  Pathways Powered by Upstart  uses simple interest to calculate interest payments.…

• How do I apply for a loan?

  Please complete the brief online application that will include information about …

• What is the difference between a soft and hard credit inquiry?

  There are two kinds of inquiries (or pulls) that can occur on your credit report:…

• Can I negotiate the rate or my loan terms?

  No, you cannot negotiate the loan terms or rate. Your rate is generated by the Up…

• Can you withdraw or delete my application?

  If you wish to withdraw from the application process, please email us at pfcu.sup…

• What fees am I charged?

  Fee Amount Frequency Description Late Payment Fee $15 or 5% of past due amount (g…

• How to Calculate Your Self Employed Income

  If you’re self-employed and you’d like to use your income from this job as the in…

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